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10/2/25
August 14, 2025
7
min read
Hong Kong MPF Calculator: Simple, Accurate MPF Contribution Calculator
The Mandatory Provident Fund (MPF) is a compulsory retirement savings scheme for employees in Hong Kong. Both employers and employees are required to make contributions to the fund, helping employees save for retirement.
MPF helps Hong Kong employees build a financial foundation for retirement through regular contributions throughout their working lives.
Our MPF calculator Hong Kong provides instant, precise calculations for all your MPF contribution needs. This comprehensive mandatory provident fund calculator handles everything from basic monthly income calculations to complex scenarios like voluntary contributions.
Calculate MPF Contribution
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RESULTS
MPF Contribution
Mandatory Employee Contribution
HKD
$0.00
Mandatory Employer Contribution
HKD
$0.00
Voluntary Contribution (if applicable)
HKD
0.00
Total Monthly
Premium
Premium
0.00$
HKD
Managing voluntary contributions? The MPF contribution calculator helps you accurately compute additional contributions while staying within regulatory limits. From standard monthly calculations to partial-first month scenarios, our Hong Kong MPF calculator helps you manage compliance and accuracy.
How the MPF Calculator Works
The MPF calculator Hong Kong processes your employee information to provide clear contribution information that helps you manage compliance and accuracy.
Here's how our mandatory provident fund calculator handles different scenarios:
Base Calculations:
The MPF calculator Hong Kong processes Monthly Income within the current thresholds. For employees earning less than HK$7,100, our MPF employer contribution calculator applies the appropriate rates while exempting employee contributions.
Income-Based Adjustments:
Our MPF contribution calculator automatically applies income-appropriate rates:
- Income below HK$7,100: Employee 0%, Employer 5%
- Income HK$7,100-$30,000: Both contribute 5%
- Income above HK$30,000: Contributions capped at HK$1,500 each
Voluntary Contributions:
The Hong Kong MPF calculator allows you to calculate:
- Mandatory contributions
- Voluntary contributions
- Total monthly contribution amounts
Voluntary contributions are additional money that individuals or employers choose to contribute to MPF accounts beyond the mandatory 5% requirement.
Key Definitions
Essential terms for using the MPF calculator Hong Kong effectively.
First Contribution:
This refers to the initial contribution made when an employee first joins an MPF scheme and may have specific calculation rules for partial first months of employment.
Monthly Contribution:
These are the regular, ongoing contributions made after the first contribution and follow the established calculation method based on the employee's relevant income.
Monthly Income:
Regular income calculated by our mandatory provident fund calculator, including salary, commissions, and bonuses, used to determine MPF contributions.
Relevant Income:
All monetary payments including wages, salaries, bonuses, commissions, and gratuities, but excluding severance or long service payments.
Voluntary Contributions:
Additional contributions beyond the mandatory amounts processed by our MPF calculator Hong Kong, allowing for enhanced retirement savings.
Calculator Instructions
Follow these simple steps to calculate CPF contributions:
Step 1: Determine your calculation type
First contribution or monthly contribution
Step 3: Calculate
Click "calculate" to generate results
Step 2: Enter employee information
- Enter employment date, payroll month and year
- Input the monthly income amount
- Input Employee age
- Enter voluntary contribution amount (if applicable)
Step 4: View your results
Your calculation will show:
- Employee's mandatory contribution
- Employer's mandatory contribution
- Voluntary contribution (if applicable)
- Total monthly MPF contribution
Tips for accurate calculations:
- Include all relevant income components in monthly income
- Select the correct contribution type
- Verify voluntary contribution amounts are within allowable limits
Additional factors affecting your contributions include:
- Income level (minimum and maximum thresholds)
Frequently Asked Questions
(FAQs)
Is the MPF calculator for voluntary contributions accurate?
Yes, our Hong Kong MPF calculator allows you to add voluntary contributions to your calculation while ensuring compliance with MPF Authority guidelines.
How much is the MPF contribution cap?
The maximum mandatory contribution is capped at HK$1,500 for both employer and employee based on the maximum relevant income of HK$30,000 per month. Use our MPF contribution calculator to see exact amounts.
How to calculate salary after MPF deduction?
To calculate your net salary after MPF, subtract your employee MPF contribution from your gross salary. Our MPF calculator Hong Kong shows your contribution amount for easy reference.
